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  2. Don't confuse the argument with FACTS, OME. You might set a Precedent.. Nev
  3. It's called the Kollsmann Scale and it has a wide range. You MUST include temperature in your DENSITY Altitude considerations. You work on the difference between actual and the standard ICAO figure at the Level you are at. A BARO Altimeter is only a Barometer with a different Face. Various forms of those would be on ships to help with weather predictions and tidal HEIGHTS. long before Planes flew. Nev
  4. I do wash my hair with a detergent occasionally. I use Johnson's Baby Shampoo since I figure that would be the least aggressive hair wshing product. And it doesn't give me tears!
  5. Today
  6. Well, that's a good reason for the ATO to object. Can't complain about that can we? But for yonks the user of the credit card paid a surcharge to the retailer. Aldi has been doing that forever.
  7. The BRADSHAW Oil Boiler was a sleeve Valve Motorcycle.
  8. I should have stated that the temperature to use was 15C, and to ignore temperature differences due to altitude since that would not come into the calculation in this example. The DA in this case would only be affected by air pressure. I wonder how operations were conducted when an altimeter was not really useful. I doubt if an altimeter sub-scale would go to 1040.
  9. That Bristol sleeve valve thing will never work The Plug head needs a big blast of air to Keep it cool. Fine finning is not appropriate for Low speed cooling air and the heat has to travel through 2 sleeves to get to the Finned part It will also need a much bigger flywheel than could fit in that crankcase. It will only be a static exhibit.. Nev
  10. Corvair is a boxer, right?
  11. You've got our attention. Love sitting on the sidelines and following the thought processes. Keep us posted!
  12. How do you get rid of unwanted pubic hair? I find a toothpick does the trick.
  13. I agree with most of your post.. and I agree that those who need to roll over credit every month are susceptible to failure. After all, the stats for new startups is never great. But there are two things to point out. First, those businesses that are needing to use it every time and liable to fail, probably do within 12 months. They will use all credit available to them. The banks aggregate your credit risk across all known forms you can have. If you have a mortgage, a credit card, a car loan, a personal loan, are the director is person of control in a private company that has a company loan and company credit card, chances are they know about all of them them and they aggregate them to give a credit risk profile. So chances are, if you're in stress, they will know. And then, if you default on one of those loans, you default on all of them - that is under the BASEL rules (2.1 to be precise), which Australia has incorporated in its law. So if you are making out your credit cards, chances are the house of cards will come falling down fast. My point is, if you are constantly relying on the most expensive form of debt to keep you afloat, you are only prolonging the inevitable a short period of time. However, how many of the businesses may (and I stress, may) be using it for the occasional - or even frequent, but not financially punitive cash flow management. For example, you may have a bunch of clients that are poor payers.. As BAS accrues generally in the period the sale was made and not the cash was taken, you would be simply waiting for payment )yes, there are exemptions to allow payment of BAS in the period payment is collected, but that is by far the exception). So, to cover the BAS and prevent punitive penalties, you resort to a credit card. I imagine a fair share of those that avail themselves to their credit cards are in this or some other bucket that doesn't mean they are about to go to the wall. There are over 2.5 million small/medium businesses in Australia at last count; there is ample room for the temporary cover versus go under businesses. Until we know the stats, jumping to the conclusion that all, or even a vast majority are about to go to the wall is just that.. jumping to a conclusion. But that is thread drift. The thread is about government decisions and unintended consequences. What no one has picked up on is the fact that the "removal of credit card surcharges" is likely to mean that everyone pays for it whether or not they use a credit card.. and that it hides information from the consumer to give them a choice (or accept it). If I were a coffee shop owner, I may think I don't have the spare margin to absorb this. So, I would look at my sales of both credit and non credit cards; average them out and then apply the addition across all of them.. and the non credit card consumer subsidises the credit card user because I would want to keep my price increases as small as possible. I would say that can become an unintended consequence - mainly because those in the position to make the decision have probably not thought about it.
  14. TBH, I am not sure I know what this means. Do I expect them to mind read? Of course not. I expect them to think. And of course, the ATO's operations are largely independent, but they do speak with their minister - it would be preposterous to say they wouldn't. Especially when a pre-implemented initiative is launched - there is usually a consultation period or some time before its implementation to give people time to adjust. Are you telling me the ATO wouldn't have said some time since its announcement and implementation - when they were preparing to pull the credit card payments - that they wouldn't have had a word. If that is the case and they knew it was going to impact a lot of businesses, then I would say that is incompetence of the ATO. Just to quote myself: A little sarcasm, I will admit, but I will put it simply: I get that Jim Chalmers wouldn't have consulted the ATO as he probably wasn't aware of the significance of credit card payments on taxation payments. I would be very surprised given the potential implications, they ATO didn't have a whisper in his hear.. and I am betting they put it like "well, we will lose xbn, so we will scrap it", not to say there will be a big impact to small business, because let's face it, they care little about it. Australia;s AAA rating has been around by at least one ratings agency (there are three big ones) since 2002 and across all 3 since 2011. And I am sure we agree there has been some pretty crap economic management in that period. So,. I am not sure what that bit has to add to the context. This is probably more down to Australia's resources boom than much else. And Chalmers being a PhD.. big deal. I interview one at least every 6 months and have been for about 10 years. I have probably hired four and kept one. An academic qualification does not automagically translate into real world capability. But, this post wasn't about Jim Chalmers. I have a lot of respect for him. It was about general government (including public service) incompetence - or maybe hubris - and how it leads to unintended consequences.. And how a decision in the interest in consumers - in this case hiding fees - may be not actually driven by such altruistic claims. And what does "A business not being able to Pass on a gov't cost is BS. We pass on GST in full. " What in my post does that relate to? BTW, there will probably be a lot of businesses that have had to swallow some of the GST to keep competitive with the big businesses. GST and VAT here work almost exactly the same.. and the hospitality industry especially suffer for it. Sorry if I yet again offended your sensibilities.. I wasn't picking on Labor.. there are plenty of examples on all sides..
  15. Just shows you didn’t really need it.
  16. It's a bit ironic when you have to bend down to pick up your pick up tool that you dropped.
  17. That's what I keep telling you about CTP insurance ... if it's not used, you shouldn't have pay for it, you should get a refund.
  18. Sadly not
  19. Marty_d

    Quickies part 2

    She wasn't using the Nair, then
  20. Not how it actually works. The problem was/is that when a business pays via a credit card it's the receiver that will pay the surcharge from the credit provider. This doesn't happen with direct transfer or debit cards. The card company charges not a flat fee but a % of the payment. Then it also hits the payer with interest. A normal transfer EFT or debit costs a fraction of a cent, hence the policy change. Thus the ATO was up for a minimum $200 million bill for accepting credit payments under the new system from all the small businesses. Should we the taxpayer subsidise small businesses to pay via credit? Also that they rely on a constant credit card rollover indicates poor practice and a susceptibility to failure. Business used similar scare stories about needing to pay superannuation employee contributions when they a paid wages rather than using employees money as a piggy bank for months. Similarly this practice could and did lead to companies going bust and super never been paid. Policy wise it was and is a smart move, as it will create a change in business practices. Certainly way too many firms have dodgy finances, and need culling. I bet the banks are spewing also about all the lost revenue from credit card taxation payments.
  21. So it's back to plan A to custom build a frame. A bit of work involved but at least it can be built to requirements instead of trying to adapt an unsuitable frame. I've got an old frame hanging about which might be ok for a couple of donor bits. Chopping the steering head, main spine and front down tubes as one piece and using it is feasible and would save a bit of work.
  22. I have had hair in my teeth before ...more of a side effect from female pleasure.
  23. Marty_d

    Quickies part 2

    Takes care of your furry teeth!
  24. The old M-63 Ural frame is out of the equation. The high ground clearance frame doesn't allow anywhere near the cradle height to accommodate the engine. From ground to the bottom of the frame is 240mm, and that's with 16" wheels and not the 19" originals. Ok for the original boxer twin engine but hard to fit any other type in it. The Ural frame will hang on the wall waiting for a boxer engine to show up one day.
  25. Yeah, and I squeezed my wife's Nair on my toothbrush because she put the tube next to the toothbrushes. Now I wear my reading glasses in the bathroom.
  26. Believe it or not, my wife's hardresser used to tell us - all you need to wash your hair is sunlighr soap. Just make sure you rinse thoroughly. She was happy to sell her shampoo & conditioner if you wanted it. Just didn't like the petro based detergents used in shampoo.
  27. I had to look it up and these figures are a bit approximate: Adjustment for pressure based on standard temp of 1013 HPa is about (1013-1040) x 27 feet/HPa giving PA = -729 feet (negative). Temp rises as you go lower at about 2deg per 1000 ft so temp at -729 feet temp is 15- 729/1000x2 = 16.4 deg approx. which from DA = PA + 120 (ISA -OAT) = -729 + 120(15 - 16.4) = -897 feet. You're flying 847 feet below sea level allowing for the 50 ft at Moorabbin. I would have failed the exam today but hopefully would have passed it once upon a time.
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