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- Today
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Probably "Dickens" brand. Popular cider among women, apparently.
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Let's talk about Artificial Intelligence
Marty_d replied to old man emu's topic in Science and Technology
Saw one proposed data centre that would use as much electricity as 1 million homes. At some point the madness has to stop. -
Little Johnny was playing in the schoolyard when he got a splinter in his hand. He went to the teacher and said, " Miss, I need some cider." The teacher said, "Why do yo need cider?" Johnny said, "I got a splinter in my hand." The teacher said, "What's that got to do with cider? Little Johnny said, "I heard Mum say when she gets a prick in her hand she puts it in cider."
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I am pointing out that Epstein isn't the only one.
- Yesterday
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Like a Nissan S cargo? Nev
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Let's talk about Artificial Intelligence
facthunter replied to old man emu's topic in Science and Technology
Their Power hungry-ness has many (thinking) people concerned. Nev -
Let's talk about Artificial Intelligence
old man emu replied to old man emu's topic in Science and Technology
Have you noticed that in many cases, the electricity to power these massive data centres is generated by diesel powered generators? There's an irony in that which is hard to describe. -
Swap one letter and the sound is different - Wound Would
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I tried eating snails once, but they made me sluggish.
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https://www.facebook.com/reel/1026973353294650
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When I left school, I joined the Commercial Bank of Australia Limited (CBAL) in 1961. I worked for them till 1986 when they merged with the Bank of NSW to form Westpac. I continued working for Westpac until 1991, when banks started rationalising staff and introducing computers in branches. Obviously they did not require two lots of staff, as duplicated branches and departments were merged, so many staff were retrenched. I had been working in a suburban processing centre which was closed, and I was let go. But I still had 2 Westpac credit cards. The other night, after 11 pm., I got a text from Westpac questioning a debit to one of the cards from Optus Prepaid of about $50. I have no business with Optus Prepaid, and certainly had not used my credit card recently. I replied to the text that I did not recognise the transaction. Next morning I got a phone call from Westpac, to clarify details. The transaction was stopped, the card was cancelled, and a replacement card was isssued. Both my cards normally have zero balances or small credit balances no more than $10. I generally use them at parking stations where debit cards are not accepted, and the occasional online purchase. I have not cancelled them as I would never get another card, and it's handy to have recourse to some credit in case of emergency. I have been retired for 16 years and my superannuation has been fully drawn and spent.
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I've just been listening to the wireless on the ABC channel and they've been talking about high tech household stuff. Stoves that cost thousands of dollars and self clean at 500 degrees celsius. People using their smart phones to turn on the air con while they're driving home. One bloke can unlock and open his gate from anywhere in the country using his phone. Robot mowers and vacuums, the list goes on. With all this smart technology about, I must be in the dumb category. I still don't have a sealed driveway or running hot water.
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Yes that makes sense and I don’t have an issue with it. I was surprised because I had to declare my full superannuation balance as part of my application but their issue was that I wasn’t drawing it as a pension and my part time income alone was not enough. Making occasional withdrawals from super didn’t count as income.
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It sounds like there has been a recent regulatory change or that there as been some case that has made a decision that has the banks scrambling. Modern systems have a lot of cross referencing to work out anomalies and match data as they try and remove the human element to it. We are implementing a system that assesses such anomalies and can accept a certain tolerance of differences between identification documents or will refer to a staff member for review. If a staff member can't make the leap, they have probably been instructed by an overly zealous risk manager not to accept any differences. This comes down to risk appetite.. We have an appetite that two people with almost identical identification documents where everything else checks out except placement of letters of a name (but they are in the correct sequence) has a 99.9% probability of not happening. Same DoB, address history, contact details, etc. It's going to be very unlikely that a space interspersed in one doc means it is a different perspon - especially with recognised surname prefixes, etc. Re the credit card thing, it is the banks duty to ensure that, when you apply for new credit that you can afford it (they also should be doing periodical reviews on your existing revolving credit - of which a credit card is a revolving credit line). They are on the hook for your debts and if, after you going broke, the client can prove that they could not have afforded it and they disclosed all relevant information, the bank gets a fine to boot (over here, anyway)
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They've given up on me, although they do send me paper statements every month even though I told them more than a year ago to stop and help save the planet.
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Driver's licence is enough if it matches the name on your application form. I have two middle names which I put on the Bankwest application but my driver's licence only shows one, so they wouldn't accept it even though the post office verified that my photo licence was me. I had to make another trip to the post office with my passport as ID.
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Does that mean that if you don't have a passport, you can't open a bank account? I have a photo licence, Medicare card and penrion card. Would that be enough?
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NAB are a funny mob. My bank offloaded their credit card service to NAB so my card is with NAB now. If the balance is zero you get emails from them trying to talk you into booking up overseas holidays. Then if you spend even a small amount like four hundred dollars you suddenly get emails asking if you need help to pay it off and offering financial councilling. Weirdos.
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I had trouble opening a savings account with Bankwest recently for the similar reasons - a minor discrepancy between my driver's licence and passport. They are very pedantic, although I don't begrudge that. They have statutory requirements to comply with so they have to be careful. I also applied for a credit card and was surprised to get knocked back. They refused to tell me why, but I eventually worked it out. The problem is that just working part-time and not having set up a superannuation pension at this stage they weren't satisfied that I could afford to make the required repayments if my card was fully maxxed out. They assume that any other cards you admit to having are also fully maxed out. I've had Westpac and NAB credit cards for many years, so on paper I had a large debt as far as they were concerned and they weren't prepared to give me more credit.
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From Westpac's point of view that Extra space could be of concern. They have to be dead sure in everybody's interest, including yours. Nev
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I banked with Westpac for a short while. Moved to Bank of Melbourne.. who were then taken over by Westpac. It wasn;t long before their crap was imposed on BoM. Left Australia shortly after anyway, so didn't matter in the end.. Returned with Bendigo Bank who seemed much better.. and had most services retail clients and SMEs would need. Sure many others have recommendations - depends on your needs. But, unless you need access to capital markets or wholesale financing, the Big 4 historically are not the best.
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In a swimming pool, the P is silent.
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I have spent a couple of hours on the phone over four calls with the Westpac bank as they are trying to re-confirm my customer identity. I have banked with them for thirty years at least. I sent them a copy of my driver's licence and, when that was unacceptable, my passport. They say I am not McCarthy but I am Mc Carthy. The space is on my driver's licence and my passport, has always been there and had never caused a problem before. So, I sent them my birth certificate. They say that it is not necessarily me because, although it shows my father's name in full, it only gives my two Christian names, so my surname could be anything. At that point I lost my cool and now may be looking for a new bank.
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In DEBT, the B is silent. In KNIFE, the K is silent. In MARRIAGE, the HUSBAND is silent.
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Bristol Hercules sleeve valve. don't know if he has finished it.
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