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Showing content with the highest reputation since 06/10/26 in Posts
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I was going to ask abut you.. Glad you're still here. @red750 - First, it's good to hear he is well. Maybe you can entice him back by letting him know that the Block User feature works very well? Send him our best, anyway.4 points
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An atheist was out rowing on Loch Ness when the monster came up and almost capsized his boat. The rower shouted "God help me!" The Lord came down and chased the monster away. He turned to the rower and said, "Why did you call for help from me? You don't even believe in me." The rower said, "Fair go, 10 minutes ago I didn't believe in the Loch Ness monster."3 points
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Yeah, and I squeezed my wife's Nair on my toothbrush because she put the tube next to the toothbrushes. Now I wear my reading glasses in the bathroom.3 points
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I received a welcome email from Cochlear Limited which included the following note from a user. “Don’t expect to hear speech right away. You will hear sounds. One needs to have patience because it can take a while to hear speech clearly. The learning curve is different for everyone. It depends on how much time and effort one puts into learning to hear with a cochlear implant. It’s not like a hearing aid where you will be able to hear instantly. The more you work at it, the more successful you will be.” – Cathy, who has a cochlear implant.3 points
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Little Johnny was playing in the schoolyard when he got a splinter in his hand. He went to the teacher and said, " Miss, I need some cider." The teacher said, "Why do yo need cider?" Johnny said, "I got a splinter in my hand." The teacher said, "What's that got to do with cider? Little Johnny said, "I heard Mum say when she gets a prick in her hand she puts it in cider."3 points
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When I left school, I joined the Commercial Bank of Australia Limited (CBAL) in 1961. I worked for them till 1986 when they merged with the Bank of NSW to form Westpac. I continued working for Westpac until 1991, when banks started rationalising staff and introducing computers in branches. Obviously they did not require two lots of staff, as duplicated branches and departments were merged, so many staff were retrenched. I had been working in a suburban processing centre which was closed, and I was let go. But I still had 2 Westpac credit cards. The other night, after 11 pm., I got a text from Westpac questioning a debit to one of the cards from Optus Prepaid of about $50. I have no business with Optus Prepaid, and certainly had not used my credit card recently. I replied to the text that I did not recognise the transaction. Next morning I got a phone call from Westpac, to clarify details. The transaction was stopped, the card was cancelled, and a replacement card was isssued. Both my cards normally have zero balances or small credit balances no more than $10. I generally use them at parking stations where debit cards are not accepted, and the occasional online purchase. I have not cancelled them as I would never get another card, and it's handy to have recourse to some credit in case of emergency. I have been retired for 16 years and my superannuation has been fully drawn and spent.3 points
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I find it very helpful. Particularly with solving IT problems at home.3 points
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The headlines have mostly been about experimental AI models that have taken advantage of flawed rules and laboratory environments to do things they weren’t supposed to, and how that can be prevented. Industry self-regulation is a very weak mechanism when the developers are not competing to use AI for the greatest public good but to make the most money in the shortest time. AI can be used for good and it would be helpful to see more examples but I think it’s reasonable that the focus at the moment should be on where the biggest risks and potential for harm are.3 points
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True, But he is dragging the Tasmania govt into huge debt and letting corporate mates get free reign over public assets. So the whole country will pay via federal bailouts for things like the aluminium smelter and all sorts of dodgy shit. Bet they ask for a bigger GST slice plus more health and education funding to cover their arse. A blind dog could manage a economy better.2 points
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I can remember it was fairly common for old blokes to live permanently at a pub in one of the rooms. Often WW1 vets. When I was growing up we had one old fella living permanently in our local pub. He had the nickname Woody as he used to chop the pub's firewood and do odd jobs for his board and lodging. He didn't drink, just lived at the pub. Woody was a lovely old bloke, a real gentleman. I got to know him quite well as he used to come out to the farm and stay and look after us if my dad had to go away for a couple of days. In those days the adults would go to the pub and take all the kids with them. Us kids would play around in the pub's backyard and climb the big tree there and at some stage we'd always end up going to see Woody in his room and have a yarn with him. After I'd moved away as a late teenager/early adult, whenever I was back visiting my dad I'd often drop in and see old Woody at the pub. Eventually he got so old and frail he ended up in a home.2 points
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Although it is Tazmania, the sun came out. Nice pleasant day. Bike hasn't run since last summer - no reason to ride for pleasure when it's raining for 3 months. Great to be alive riding our winding roads! Got home to find that old faithful had contracted Jerry's disease. I noticed the instrument lights were pulsing at idle. A quick check showed battery voltage only 12.8v after a big run. Should be 14v. Another check showed onr phase from the alternator at 0v. and the regulator running hot. Ordering a new stator and regulator. A bit of a dampener.2 points
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Perhaps the 2PP concept is out of date. The Greens, ON, Teals and unaligned Independents may be changing that. Perhaps we could end up like some European countries where no Party can gain a majority and must seek coalition partners, thereby watering down each Party's raison d'etre.2 points
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Now he wants an Ocean to be named after him. Starts a war he says he has won more than 63 times but can't stop. Hasn't stopped any wars but wants the Nobel peace prize & is cuddling up to Putin because his efforts have stuffed the entire Diesel supply & says Zelenskyy should go because Ukraine is stuffing up Russias petroleum industry & the US is running short of Diesel because of the war he started. He is a complete & utter fruit loop with no redeeming features at all but millions of stupid MAGA nutters believe all of it.2 points
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Angus Is both a swary consultant and a farmer, and dodgy as hell in both roles. He has broken the law heaps of times and as they were in power got to keep the grubby gains. Look up Jamland - profit from breaking environmental laws Also a big water deal that miracously changed directors from him to a Taxhaven just before his government paid millions for water that didn't exist. Barnaby was also involved.2 points
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He's just blasted Norway in a speech because they didn't give him the Nobel Peace Prize. He said he deserved it for stopping eight wars plus two more which he says he will wrap up very soon, including the one he started although he didn't mention that. What a loser. It's hard to believe that this moron is the US president. https://www.bbc.com/news/articles/ckgj921e14jdo2 points
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An Airline Pilot I once knew went into a Hardware store dressed like that and Ordered a Bottle of Methylated spirits. He rubbed it fondly and asked "I don't suppose you Have a COLD one , do you?" Nev2 points
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You've got our attention. Love sitting on the sidelines and following the thought processes. Keep us posted!2 points
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Not how it actually works. The problem was/is that when a business pays via a credit card it's the receiver that will pay the surcharge from the credit provider. This doesn't happen with direct transfer or debit cards. The card company charges not a flat fee but a % of the payment. Then it also hits the payer with interest. A normal transfer EFT or debit costs a fraction of a cent, hence the policy change. Thus the ATO was up for a minimum $200 million bill for accepting credit payments under the new system from all the small businesses. Should we the taxpayer subsidise small businesses to pay via credit? Also that they rely on a constant credit card rollover indicates poor practice and a susceptibility to failure. Business used similar scare stories about needing to pay superannuation employee contributions when they a paid wages rather than using employees money as a piggy bank for months. Similarly this practice could and did lead to companies going bust and super never been paid. Policy wise it was and is a smart move, as it will create a change in business practices. Certainly way too many firms have dodgy finances, and need culling. I bet the banks are spewing also about all the lost revenue from credit card taxation payments.2 points
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That's only an admission that you blokes have been abusive. Too bad Onetrack didn't stay on, I could have told him about the latest developments with Veterans medical treatment which has been broadened and somewhat fast tracked. It's still a bit woeful and uncaring, but getting better after all the work that Veterans Associations have been putting in.2 points
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Saw one proposed data centre that would use as much electricity as 1 million homes. At some point the madness has to stop.2 points
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I have spent a couple of hours on the phone over four calls with the Westpac bank as they are trying to re-confirm my customer identity. I have banked with them for thirty years at least. I sent them a copy of my driver's licence and, when that was unacceptable, my passport. They say I am not McCarthy but I am Mc Carthy. The space is on my driver's licence and my passport, has always been there and had never caused a problem before. So, I sent them my birth certificate. They say that it is not necessarily me because, although it shows my father's name in full, it only gives my two Christian names, so my surname could be anything. At that point I lost my cool and now may be looking for a new bank.2 points
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In DEBT, the B is silent. In KNIFE, the K is silent. In MARRIAGE, the HUSBAND is silent.2 points
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It's not about just helping Ukraine, it's also about helping preserve the international rule of law and the principal that it's wrong to take someone else's country by force. I'm not sure if the peanut would understand that concept.2 points
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Here's one for you. Wind tunnel tested, hand formed alloy body, straight 8 mid engine two seater. A pic of it before and after it's most recent resto. Not what I'd use for a run to the supermarket. https://www.hagerty.com/media/car-profiles/up-from-the-ashes-a-1940s-one-off-streamliner-is-reborn-again/2 points
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A bit like keeping a car roadworthy. It depends on how you use AI. I've been more able to get the truth through it than any other sources. it Provides references and answers ANY questions or Questioning. Nev2 points
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This is the building I worked in when I first started work in 1960, and again, working for a different company, when I retired in 2010. https://www.facebook.com/share/r/1DrJavigSH/2 points
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You didn't. I was acknowledging that such projects are like other art forms - it's not done for profit.1 point
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Eric Abetz is still around, but he's in Tasmanian state government now. So while he's still a pain in our arse, at least the rest of the country is spared.1 point
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Jim Chalmers must be feeling its effects today. The "abolition" of credit card surcharges to make the coffee cheaper according to Albo resulted in the ATO scrapping taking credit card payments for tax. I am not sure, but I thought the treasurer would have been consulted before the ATO decided to scrap the ability to pay with a credit card, especially if so many small businesses rely on it - which is in itself a worrying sign. I am trying to work out if this is really unintended consequences or just incompetence. Here is my conspiracy theory. When a consumer is presented a bill at the counter, and they will be slugged a fee for using the credit card, unless they are broke or tempo short of cash on their debit card (assuming they are not going to cop a bigger charge on their debit card use), then they are likely not to use that credit card. That causes a bit of a headache to the credit card companies as that is less lending they are dolling out and less transaction surcharges they are making. So, maybe lobbying the government (and i have no evidence of this), they managed to persuade the government that not allowing credit card surcharges was in the consumer interest. Or maybe consumer groups took the kool-aid and suggested the same to the government - with good intentions. What people forget is that, especially for small businesses - these charges can be 3% + a minimum transaction fee. For small items like a coffee, that can be a bit of change per transaction for the flat fee. But, if a business can't charge a surcharge, they are left with two options: 1. absorb it because all small business owners are greedy bar stewards and want to fleece the public, right? Or two, just pass it on in increased prices - to everyone. But, that way, if you're tempted to use your credit card and avail yourself of the, is it 55 days interest free period, you will do it. The credit card companies still get some money and you're none the wiser. So, Albo spruiking the coffee being cheaper is not quite true and there were stories of before and after prices of the surcharge ban coming in was a biot of an own goal depending on where you purchased your coffee (and other things). Now, the ATO issue. I get that little issue of credit card surcharges on the tax payment may have slipped Chalmer's mind. I mean I am not sure he has had the experience of running a small business and the cash flow issues that come with that. I am not even sure he would have bothered to consult the ATO on the move because the ATO is about tax, and not credit card payments. But, surely, the ATO would have consulted Chalmers before making a unilateral decision to withdraw accepting credit cards if so many small businesses make their payments with credit cards. After all, the ATO just can't raise its prices. In which case, maybe Chalmers forgot to ask how many make the payments and how much is paid using credit cards. I would guess that the ATO would have presented it as, "Gee, boss. If we can't make credit card payment surcharges and unilaterally increase the corporate tax rate, GST, or whatever taxes are paid this way, then we will lose $xbn to the credit card companies." And everyone got fixated on the cost and not the impact. So rather than ask why that would be the case and what would be the impact of going ahead or not introducing a carve out for ATO payments (apart from that being political suicide), the ATO just went ahead - after all - they are a bit of a law unto themselves. Well, it has come to bite the government on the bum. In the scheme of things, not in a huge way, and it will all blow over - The problem is that the decision to allow credit card payments to be taken by the ATO will only be for a year. What then? But, this is an example in poor thinking. The idea that the surcharge would be a boon for consumers is a joke. Ye, only 17& of cafes in this case have unilaterally increased their prices - you can bet others will follow suit. Also, you don't, as a consumer get to take advantage of a lower price by not using cheaper forms of payment. How is that a boon for consumers? Yes, you coul argue it punishes those who are skint at the time.. Er.. if you;re skint, shouldn't you be paring back a bit anyway - using a credit card will just make you skinter. And you have just cut off an important cash flow management capability for small businesses. Well done. I used to have a small software reseller in Aus.. I can't recall if it was Westpac or Anz that provided the merchant facilities to take credit cards, but I recall in the contract, I couldn't apply surcharges (well it was worded I couldn't offer discounts to those not using a credit card that wasn't available to those who used credit cards, if I recall correctly). The transaction costs sometimes made a sale unprofitable when competing with the big fellas. I managed to eek out a living from it, but jeepers it was tough. And that was offering support to try and bring in some margin against the big fellas. Almost every consumer is cost conscious - one learns that very quickly despite what the text books say. I put these sorts of government decisions more to incompetence than to unintended consequences - but the latter is usually the result of the former.1 point
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The Norwegian Gov't has no connection to the Group that decides who gets the Nobel Peace prize. Trump has the emotional development of a Sooky 4year old building $#!t Castles in his Pram. Nev1 point
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Best-selling British author Jeffrey Archer has died at the age of 86. Archer’s publisher HarperCollins confirmed Archer had died “suddenly and peacefully at home”1 point
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