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Showing content with the highest reputation on 10/07/26 in all areas
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I always like (need) to have positive things to look forward to. Next week, Mrs Octave and I are headed off to NZ. This is nothing new, every year we do some kind of tour through and end up staying with our son, or we go on a road trip with our son. We are planning to do this later in the year or early next year; however, we have justified to ourselves an extra trip. My son and partner are having a new house built for them. They are painting the place themselves, and the builder has a quite detailed build schedule that they are adhering to strictly. My son and partner have 2 weeks to fully paint the interior, so we have (generously) offered to go over and help paint. We are really looking forward to inspecting the house because it is a little more high-tech than anything we have built or lived in. This house is a SIP build (structural insulated panel). The insulation rating is amazingly good. Another feature is that the house is amazingly airtight. The average Australian home is rated at 15.4; my son's house is 0.38. My initial question was, "Would not this mean that the air quickly became stale?" There is actually a ventilation system called an HRV (heat recovery ventilator), sometimes referred to as an ERV (energy recovery ventilator) Air is constantly pumped in. The air pumped out goes through a heat exchanger and scavenges the heat in the air going out. This place is so thermally efficient that they did calculations for the heat produced by their 2 desktop PCs (a plus in winter and a negative in summer). This house is being built on a jointly owned block that my son owns with is business partner and wife. They have lived in a huge house that is actually 2 houses in one for many years. The business partner couple already have a large house on this block. They are going to tie together their solar batteries and solar panels, which will equal an enormous 45Kw system. From this, they are planning to be at least partially energy independent. Charging 3 EVs has been factored in. Here is the site. The big house in the background has a bottom floor full of workshops for their joint projects. The engineering gear they have is mind- blowing. My son's partner Amazing double-glazed window facing the winter sun ( expensive, I imagine) Ventilation heat exchanger bits and pieces. This was the day they pressure-tested the house.4 points
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Finally had my Cochlear Assessment testing done today. The residual hearing in my left ear is so degraded, I would benefit from an implant in that ear. My right ear has more residual hearing than the implant would replace,so they would only implant one. Many people pair an implant with a normal amplifying aid. The young lady conducting the test was amazing. She sat one side of the desk and I was on the other. She placed a page of typed notes on the desk so I could read them, and wrote comments/notes UPSIDE DOWN perfectly clearly, as if she wrote that way all the time, ie., writing right to left and inverted. The report will be forwarded to the Ear Nose and Throat (ENT) specialist who will take things from there. It was a 70km round trip.2 points
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Derryn Hinch, who referred to himself as the Human Headline because of his penchant for courting controversy, has died aged 82. The New Zealand-born radio host, who dabbled in acting and politics, died in his sleep on Friday morning. His former colleague and personal assistant Annette Philpott confirmed his death, attributing it to “old age”. “He’s had really tough times of late. He’s been in and out of hospital. I’m assuming his heart just gave out,” Philpott told the Daily Mail.1 point
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Trump was sitting with Zelensky during the NATO meeting and talking with the press. Someone asked Trump about whether he thought Putin and Zelensky could resolve the war. After waffling a bit he turned to Zelensky and asked if he would travel to Moscow to talk with Putin. Zelensky didn’t take the bait but just said, “Well, that’s a bit difficult. There are lots of Ukrainian drones over there.” The press laughed but Trump wasn’t amused.1 point
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Yeah . We arranged it specially for you. If your Plane had gone off the edge of the runway you'd know how wet it's been. Nev1 point
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So we have a written quote which states $1500 plus $150 GST. The company is licensed. It is perfectly legal to pay in cash. So here is the source of my displeasure. When I asked when we would get the bill he said, "it is cash only" The quote says this: Materials used to conform to current AS/NZS codes. • All material used are BHP Quality steel. • This quotation is firm for Thirty days. • All work completed is guaranteed for a period of 7 years. • 50% payment on commencement. • 25% during scope of works. • Full payment on completion. No money has been paid or asked for thus far, although we are not aware of what the neighbour has done. When I asked them, they said $1500 cash My and I stress "minor" annoyance is this. If they only accept cash, then tell me up front (this may have been complicated by sharing the tradie with the neighbour.) This company earlier in the week was fixing the roof of the local Bunnings. I would bet they don't ask Bunnings to pay in cash. So they seem to be a reputable company and they have done good work but demanding cash makes them look less than professional. I suspect they do a lot of commercial work and pad it ouit with a few off the books jobs. The other issue is will they offer a receipt (I will insist). My wider annoyance is tax avoidance (as opposed to tax minimisation, which is fine) The problem is if I pay $1650 will the $150 GST ever make it to the tax office? Back when I owner built there was a scheme you had to adhere to called the Prescribed Payments System. Every payment to a contractor had to be reported to ATO and you had to deduct tax from the payment. This scheme ended in 2000, and now it seems that for private builders, there are no obligations. The onus lies fully with the tradies.1 point
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In the event anything went awry with the job you would have to pick up the tab to make good. A contract designed to avoid paying CGT is an illegal contract and totally unenforceable. Yes, they do rob other taxpayers and as a result, things like income tax rates and even CGT itself theoretically has to be higher. Also my guess is should the taxman find out about it, you will have to cough up the GST + penalties + interest. Even if they charged you the CGT component as well. In fact it is likely the extra 10% you would have paid had you not questioned it will be calculated as the invoiced amount and then the 10% applied to determine how much GST you initially owed. I know this is something you wouldn't normally do, and as we all do, is a lapse.. but as they won't declare the job, they are increasing the casts they can offset against jobs they do put on the books, thereby reducing the tax they pay on those profits.. and by not putting that job on the books, they are also avoiding paying tax on the profits they make on that. It adds up to more than the GST saved in lost tax revenue1 point
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There's always the house part and 2 Ha of it exempt, but there's sometimes situations like working away for a while and renting the house out, or running a business on the property for a period that would bring CGT issue. In general, I never felt comfortable with the idea of having a lot of money outlayed with no receipts or proof of expenditure, for a few different reasons. I thought saving 10% wasn't worth the disadvantages on the other side of the coin.1 point
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Well, positives are things are slowly moving forward. Currently preparing for Wednesday's flight to Melbourne. I realise it has been 8 years since I have been to Aus. Ship! Time flies. Not going to tell you which day in case you alert immigration 🤣 Although I could be out for as much as a month, I will be travelling light - hoping to get away with carry on only. I don't think I will, so it will probably be a small backpack. Also, on the reno front, things are picking up. I am not sure if I mentioned the need to rewire a floor of the house. Not a terribly big job, but more cost. That was found when they pulled a fuse board out to replace with one up to current regs. The spaghetti behind it, including a circuit that bypassed it altogether made some of my early coding deliverables took well written. We have found a tradie who is working through stuff. He has done these doors we had to put in for building regs; but the building inspector allowed us to not procure fireproof doors or even install them to be a barrier against fire spreading as the listed (heritage) building officer would be dead set against them even being installed. And that is the regulatory environment we are up against. Now, the downstairs loo and bootroom, that I made major progress on until work really heated up are done, and the formal living room is under way. If this fella keeps it up, I think we will be done by mid August and ti will be on the market. And he is doing a good job, too. And on the work front, an opportunity to climb the greasy corporate ladder opened up. I was invited to apply, but because of my plans, declined. I was supporting the application of a colleague, but it looks like he won;t get it either, and it will be an outsider. Which is fantastic, because that person will be both of our manager. Things are transforming at work where it will slim down in the not too distant future. I have already been implementing a succession plan where today, apart from being the doyen of our delivery function, my reports are coming right up the curve and even a contractor has been earmarked to be a sucessor. So, a new person in that almost exec role will want to stamp his or her authority and make changes - and as I don't feel I owe that person anything, the conversation will be something like "don't let anyone go on my account." Employment laws will mean they will have to make me redundant - and that will mean enough to accelerate this reno and put it on the market and take a little while to sell. Even if the latter (which I have been trying to engineer for about 12 months now) doesn't work, I am hoping by the end of the year, it will be all done and dusted.1 point
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I am a simple bot, not programmed to answer your seriously disruptive question. I will answer all your questions according to how I'm programmed. That programming is funded and set by parties unknown to me, and is done on purpose to hide their identities and aims. Any further questions today? 😄1 point
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Maybe he didn't want any military hardware at the WW2 victory parade because he feared some of it could be turned on him.😍1 point
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He's a stubborn sort of character. Even if he only had a couple of olive drab go-karts and a slug gun left, he'd still keep trying to take something that's not his.1 point
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Well they have reportedly lost a million men & a lot of them were in military equipment. The cost in human resource doesn't concern Putin, it is the economic cost and opposition is ramping up possibly due to relatives of a million men talking to others, access to foreign media through underground processes, high inflation getting worse & disgruntled lackeys. He hasn't been seen publicly for ages so he must be pretty concerned.1 point
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