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  1. I was going to ask abut you.. Glad you're still here. @red750 - First, it's good to hear he is well. Maybe you can entice him back by letting him know that the Block User feature works very well? Send him our best, anyway.
    4 points
  2. 4 points
  3. Like all powerful things, A.I. runs the risk of being used for powerful good and powerful evil equally. And it has been developed primarily to make money for it's owners. Which is a good reason for caution.
    4 points
  4. Today is the big day. I have been to the Cochlear Support Centre and received the external sound processor, which is now turned on. It sounds completely different to what I expected, although I knew it sounded different to what I have been hearing. For example, the ticking of a digital clock sounds like someone tapping a metal pipe with a small spanner. I now have a couple of months for my brain to learn to deal with sound frequencies it hasn't received in years, and for the device to be calibrated to my hearing.
    4 points
  5. An atheist was out rowing on Loch Ness when the monster came up and almost capsized his boat. The rower shouted "God help me!" The Lord came down and chased the monster away. He turned to the rower and said, "Why did you call for help from me? You don't even believe in me." The rower said, "Fair go, 10 minutes ago I didn't believe in the Loch Ness monster."
    3 points
  6. Yeah, and I squeezed my wife's Nair on my toothbrush because she put the tube next to the toothbrushes. Now I wear my reading glasses in the bathroom.
    3 points
  7. I received a welcome email from Cochlear Limited which included the following note from a user. “Don’t expect to hear speech right away. You will hear sounds. One needs to have patience because it can take a while to hear speech clearly. The learning curve is different for everyone. It depends on how much time and effort one puts into learning to hear with a cochlear implant. It’s not like a hearing aid where you will be able to hear instantly. The more you work at it, the more successful you will be.” – Cathy, who has a cochlear implant.
    3 points
  8. 3 points
  9. Little Johnny was playing in the schoolyard when he got a splinter in his hand. He went to the teacher and said, " Miss, I need some cider." The teacher said, "Why do yo need cider?" Johnny said, "I got a splinter in my hand." The teacher said, "What's that got to do with cider? Little Johnny said, "I heard Mum say when she gets a prick in her hand she puts it in cider."
    3 points
  10. When I left school, I joined the Commercial Bank of Australia Limited (CBAL) in 1961. I worked for them till 1986 when they merged with the Bank of NSW to form Westpac. I continued working for Westpac until 1991, when banks started rationalising staff and introducing computers in branches. Obviously they did not require two lots of staff, as duplicated branches and departments were merged, so many staff were retrenched. I had been working in a suburban processing centre which was closed, and I was let go. But I still had 2 Westpac credit cards. The other night, after 11 pm., I got a text from Westpac questioning a debit to one of the cards from Optus Prepaid of about $50. I have no business with Optus Prepaid, and certainly had not used my credit card recently. I replied to the text that I did not recognise the transaction. Next morning I got a phone call from Westpac, to clarify details. The transaction was stopped, the card was cancelled, and a replacement card was isssued. Both my cards normally have zero balances or small credit balances no more than $10. I generally use them at parking stations where debit cards are not accepted, and the occasional online purchase. I have not cancelled them as I would never get another card, and it's handy to have recourse to some credit in case of emergency. I have been retired for 16 years and my superannuation has been fully drawn and spent.
    3 points
  11. I know you aren't really after a trike, but this might stimulate your imagination. Especially the front wheel setup.
    3 points
  12. I find it very helpful. Particularly with solving IT problems at home.
    3 points
  13. The headlines have mostly been about experimental AI models that have taken advantage of flawed rules and laboratory environments to do things they weren’t supposed to, and how that can be prevented. Industry self-regulation is a very weak mechanism when the developers are not competing to use AI for the greatest public good but to make the most money in the shortest time. AI can be used for good and it would be helpful to see more examples but I think it’s reasonable that the focus at the moment should be on where the biggest risks and potential for harm are.
    3 points
  14. I have sent OneTrack an email and am awaiting a reply.
    3 points
  15. He has disappeared for weeks and months a couple of times in the past, so I hope no cause for alarm.
    3 points
  16. 17th century English explorers thought it looked like a pine cone but tasted like a fruit. Apple was a common name for fruit of various kinds at the time so it became pineapple.
    3 points
  17. Angus Is both a swary consultant and a farmer, and dodgy as hell in both roles. He has broken the law heaps of times and as they were in power got to keep the grubby gains. Look up Jamland - profit from breaking environmental laws Also a big water deal that miracously changed directors from him to a Taxhaven just before his government paid millions for water that didn't exist. Barnaby was also involved.
    2 points
  18. An Airline Pilot I once knew went into a Hardware store dressed like that and Ordered a Bottle of Methylated spirits. He rubbed it fondly and asked "I don't suppose you Have a COLD one , do you?" Nev
    2 points
  19. I distract them by throwing in a packet of condoms.
    2 points
  20. You've got our attention. Love sitting on the sidelines and following the thought processes. Keep us posted!
    2 points
  21. Not how it actually works. The problem was/is that when a business pays via a credit card it's the receiver that will pay the surcharge from the credit provider. This doesn't happen with direct transfer or debit cards. The card company charges not a flat fee but a % of the payment. Then it also hits the payer with interest. A normal transfer EFT or debit costs a fraction of a cent, hence the policy change. Thus the ATO was up for a minimum $200 million bill for accepting credit payments under the new system from all the small businesses. Should we the taxpayer subsidise small businesses to pay via credit? Also that they rely on a constant credit card rollover indicates poor practice and a susceptibility to failure. Business used similar scare stories about needing to pay superannuation employee contributions when they a paid wages rather than using employees money as a piggy bank for months. Similarly this practice could and did lead to companies going bust and super never been paid. Policy wise it was and is a smart move, as it will create a change in business practices. Certainly way too many firms have dodgy finances, and need culling. I bet the banks are spewing also about all the lost revenue from credit card taxation payments.
    2 points
  22. I have had hair in my teeth before ...more of a side effect from female pleasure.
    2 points
  23. That's only an admission that you blokes have been abusive. Too bad Onetrack didn't stay on, I could have told him about the latest developments with Veterans medical treatment which has been broadened and somewhat fast tracked. It's still a bit woeful and uncaring, but getting better after all the work that Veterans Associations have been putting in.
    2 points
  24. One of my pet peeves. What cruel b uses the smallest unreadable font on the bottle to give me the only information I need?
    2 points
  25. Probably "Dickens" brand. Popular cider among women, apparently.
    2 points
  26. Saw one proposed data centre that would use as much electricity as 1 million homes. At some point the madness has to stop.
    2 points
  27. In a swimming pool, the P is silent.
    2 points
  28. I have spent a couple of hours on the phone over four calls with the Westpac bank as they are trying to re-confirm my customer identity. I have banked with them for thirty years at least. I sent them a copy of my driver's licence and, when that was unacceptable, my passport. They say I am not McCarthy but I am Mc Carthy. The space is on my driver's licence and my passport, has always been there and had never caused a problem before. So, I sent them my birth certificate. They say that it is not necessarily me because, although it shows my father's name in full, it only gives my two Christian names, so my surname could be anything. At that point I lost my cool and now may be looking for a new bank.
    2 points
  29. In DEBT, the B is silent. In KNIFE, the K is silent. In MARRIAGE, the HUSBAND is silent.
    2 points
  30. Bristol Hercules sleeve valve. don't know if he has finished it.
    2 points
  31. https://www.rotecaerosport.com/motorcycles
    2 points
  32. It's not about just helping Ukraine, it's also about helping preserve the international rule of law and the principal that it's wrong to take someone else's country by force. I'm not sure if the peanut would understand that concept.
    2 points
  33. That's usually the case.
    2 points
  34. Here's one for you. Wind tunnel tested, hand formed alloy body, straight 8 mid engine two seater. A pic of it before and after it's most recent resto. Not what I'd use for a run to the supermarket. https://www.hagerty.com/media/car-profiles/up-from-the-ashes-a-1940s-one-off-streamliner-is-reborn-again/
    2 points
  35. A bit like keeping a car roadworthy. It depends on how you use AI. I've been more able to get the truth through it than any other sources. it Provides references and answers ANY questions or Questioning. Nev
    2 points
  36. This is the building I worked in when I first started work in 1960, and again, working for a different company, when I retired in 2010. https://www.facebook.com/share/r/1DrJavigSH/
    2 points
  37. Sounds like my trip to the loo this morning.
    2 points
  38. Nah, People Love it. I wouldn't want to go to a Place that Has the death Penalty. It's state Sanctioned Murder. A poor example to exhibit, especially in a Country that Pretends to be Christian. Thou shalt NOT KILL. Also Let He who is without sin, Cast the first Stone, Judge NOT, Lest thee be judged. Nev
    1 point
  39. The immediate job in the project is to drop a possible contender engine in the bath for a couple of weeks. It's been in the weather for quite a while so could do with a good soak. While that's happening, it's back to the shed renovations so I can get the workshop better set up. It's got to the point of being barely functional and you probably wouldn't want to go in there without life insurance and a map to find your way back out. The main shed adjustments are to: refit a set of steel diagonal braces, and finish replacing some timber wall purlins with steel RHS that I have on hand. Then clean out enough floor space to pull a big heavy steel bench out and away from one wall section. Remove the steel diagonals from that section. Remove the cladding from the timber framed wall behind it. Run cyclone rods in that wall frame (it will be upgraded to a bracing wall to replace the bracing of the steel diagonals. The diagonals need to go to fit shelving flat against the bracing wall). Insulate the wall frame and clad it with bracing ply. Another 6 metre wall section that adjoins another shed section will be cladded in and a doorway blocked off in the process. Build another alternative access to the other shed section. The doorway is already there, I just need to build a ramp leading to it. That would just about finish the construction side of the shed. Then it's just a matter of fitting shelving, making some more benches, setting up the lathe, mill, bench grinders and all the other equipment in their permanent home, sorting out all the tools and bits and pieces and getting it looking like a workshop. Theoretically that should leave all the central shed floorspace free to start this project (and others). It all doesn't make much sense without photos.
    1 point
  40. Well, that's a good reason for the ATO to object. Can't complain about that can we? But for yonks the user of the credit card paid a surcharge to the retailer. Aldi has been doing that forever.
    1 point
  41. I agree with most of your post.. and I agree that those who need to roll over credit every month are susceptible to failure. After all, the stats for new startups is never great. But there are two things to point out. First, those businesses that are needing to use it every time and liable to fail, probably do within 12 months. They will use all credit available to them. The banks aggregate your credit risk across all known forms you can have. If you have a mortgage, a credit card, a car loan, a personal loan, are the director is person of control in a private company that has a company loan and company credit card, chances are they know about all of them them and they aggregate them to give a credit risk profile. So chances are, if you're in stress, they will know. And then, if you default on one of those loans, you default on all of them - that is under the BASEL rules (2.1 to be precise), which Australia has incorporated in its law. So if you are making out your credit cards, chances are the house of cards will come falling down fast. My point is, if you are constantly relying on the most expensive form of debt to keep you afloat, you are only prolonging the inevitable a short period of time. However, how many of the businesses may (and I stress, may) be using it for the occasional - or even frequent, but not financially punitive cash flow management. For example, you may have a bunch of clients that are poor payers.. As BAS accrues generally in the period the sale was made and not the cash was taken, you would be simply waiting for payment )yes, there are exemptions to allow payment of BAS in the period payment is collected, but that is by far the exception). So, to cover the BAS and prevent punitive penalties, you resort to a credit card. I imagine a fair share of those that avail themselves to their credit cards are in this or some other bucket that doesn't mean they are about to go to the wall. There are over 2.5 million small/medium businesses in Australia at last count; there is ample room for the temporary cover versus go under businesses. Until we know the stats, jumping to the conclusion that all, or even a vast majority are about to go to the wall is just that.. jumping to a conclusion. But that is thread drift. The thread is about government decisions and unintended consequences. What no one has picked up on is the fact that the "removal of credit card surcharges" is likely to mean that everyone pays for it whether or not they use a credit card.. and that it hides information from the consumer to give them a choice (or accept it). If I were a coffee shop owner, I may think I don't have the spare margin to absorb this. So, I would look at my sales of both credit and non credit cards; average them out and then apply the addition across all of them.. and the non credit card consumer subsidises the credit card user because I would want to keep my price increases as small as possible. I would say that can become an unintended consequence - mainly because those in the position to make the decision have probably not thought about it.
    1 point
  42. Takes care of your furry teeth!
    1 point
  43. 1 point
  44. It sounds like there has been a recent regulatory change or that there as been some case that has made a decision that has the banks scrambling. Modern systems have a lot of cross referencing to work out anomalies and match data as they try and remove the human element to it. We are implementing a system that assesses such anomalies and can accept a certain tolerance of differences between identification documents or will refer to a staff member for review. If a staff member can't make the leap, they have probably been instructed by an overly zealous risk manager not to accept any differences. This comes down to risk appetite.. We have an appetite that two people with almost identical identification documents where everything else checks out except placement of letters of a name (but they are in the correct sequence) has a 99.9% probability of not happening. Same DoB, address history, contact details, etc. It's going to be very unlikely that a space interspersed in one doc means it is a different perspon - especially with recognised surname prefixes, etc. Re the credit card thing, it is the banks duty to ensure that, when you apply for new credit that you can afford it (they also should be doing periodical reviews on your existing revolving credit - of which a credit card is a revolving credit line). They are on the hook for your debts and if, after you going broke, the client can prove that they could not have afforded it and they disclosed all relevant information, the bank gets a fine to boot (over here, anyway)
    1 point
  45. Now you are talking. How about another Australian motor - three cylinder radial - 200hp/litre. Presently 2 litre. When fitted to VW / Porsch they claim it doesn't sit closer to ground than the old flat 4. And the note!! https://www.enginebuildermag.com/2021/06/eotw-radial-motions-three-cylinder-compact-radial-engine/
    1 point
  46. 1 point
  47. Best-selling British author Jeffrey Archer has died at the age of 86. Archer’s publisher HarperCollins confirmed Archer had died “suddenly and peacefully at home”
    1 point
  48. OneTrack hasn’t been around since June despite being a frequent contributor. I don’t suppose anyone knows what happened to him and whether he’s OK?
    1 point
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