That’s right, I did it when I had a young family and wanted them to have some money if I died. But it was good to get the premiums back. I think I took out three policies, one each year, and got it all back.
To be fair, I used to take out life insurance in the 1970s. After seven years (I think it was) you got all your premiums back. And had enjoyed a tax deduction on them.
A friend who drives a big school bus found it is often empty or near empty, but the government contract does not allow a smaller bus nor to not run empty if there are no kids.
I can't let that pass. You would have to be wholly ignorant of the last 40 years of history to think that Iran has not been a threat and an ongoing disrupter of western society, and the leading global sponsor of terrorism. I am very pleased that they have been interrupted in their quest for a nuclear weapon.
To argue that the problem is the mullahs and not the people of Iran is a specious argument. Every society must take responsibility for what its leadership does and bear the consequences, as did Germany and Japan.
When we were paying 17% on the home loan we did not eat out ever, didn’t go out for coffee, turned out the lights in empty rooms, and bought a second hand car. It wasn’t hard, we were just as happy.
Digging holes in the ground? Mining today is one of the most high tech activities in industry. Knowing where to dig, how to dig and doing it safely involves all sorts of expertise.