The KEY to an orderly Life is to keep your Keys where you can use them. It doesn't take a lot to ruin one's day. I avoid crowds whenever Possible, Bad things Happen there. Football crowds? I've seen People watching it on Tele go off their Brains.. I stopped swimming with Sharks too. Betting on Horses. talking to drunks. There's lots of ways to Improve your Life, AND save money at the same time. Nev