I had another consultation regarding the cochlear implant on Friday. I chose the model I wanted and selected the colour, light grey, which is the closest to my hair colour. The audiologist went through the costings, listing all the things covered by the government, and those not covered. If you lose or damage the device, it is not covered, and you should add it to your household contents insurance.
Then came the kicker. Every five years they do a software upgrade, like Microsoft and Applle, which is not covered. The cost? -- 8 - 9 thousand dollars, which you may be able to claim from your private health insurance. I have to check that out. I don't know if you have to get the upgrade, or if you can continue on the older version. Then again, I may not last till an upgrade is required, pretty likely not to the second one.
I rang my brother and discovered his wife had just had a second one implanted, in the other ear. They hadn't been told of the upgrade cost. They will be checking it out this week.