A bank that plays a lot of ads on tv for business purposes is not much better than wallet wizard on rates. Think eating cake from a box in office.
i bank with them ( and have for 25 years) and needed a boost up to move everything and get going again. Would have to sell my kidneys and take a month of work to do the paperwork. Funny thing is I have around $700k plus in equity on a commercial property that they have the mortgage on, 150 k was too hard for them to look at.
they would rather sponsor Mardi Gras, and make sorry statements than do the business of banking.