Jerry_Atrick

It sounds like there has been a recent regulatory change or that there as been some case that has made a decision that has the banks scrambling. Modern systems have a lot of cross referencing to work out anomalies and match data as they try and remove the human element to it. We are implementing a system that assesses such anomalies and can accept a certain tolerance of differences between identification documents or will refer to a staff member for review. If a staff member can't make the leap, they have probably been instructed by an overly zealous risk manager not to accept any differences. This comes down to risk appetite.. We have an appetite that two people with almost identical identification documents where everything else checks out except placement of letters of a name (but they are in the correct sequence) has a 99.9% probability of not happening. Same DoB, address history, contact details, etc. It's going to be very unlikely that a space interspersed in one doc means it is a different perspon - especially with recognised surname prefixes, etc. Re the credit card thing, it is the banks duty to ensure that, when you apply for new credit that you can afford it (they also should be doing periodical reviews on your existing revolving credit - of which a credit card is a revolving credit line). They are on the hook for your debts and if, after you going broke, the client can prove that they could not have afforded it and they disclosed all relevant information, the bank gets a fine to boot (over here, anyway)

I banked with Westpac for a short while. Moved to Bank of Melbourne.. who were then taken over by Westpac. It wasn;t long before their crap was imposed on BoM. Left Australia shortly after anyway, so didn't matter in the end.. Returned with Bendigo Bank who seemed much better.. and had most services retail clients and SMEs would need. Sure many others have recommendations - depends on your needs. But, unless you need access to capital markets or wholesale financing, the Big 4 historically are not the best.

I don't know whether to put this in the Gripes thread or start a new thread, Grapes. Admittedly, at least while living here, I occasionally had Jacobs Creek reserve varieties, and of course, Wolfie. But I took 6 months off drinking and am now only having the odd tipple, and ensuring I keep it with the growers/winemakers I know. The problem is, in the UK, there are fewer places to get more independent brands. Around here, Majestic, which is a big national chain, something akin to Dan Murphies but not quite on the same scale, has a small selection of Aussie wines. The old chains, Odd Bins and Unwins folded under debt mountains, but they had the best selection of Aussie wines.. There are some online order sellers, but given where I am wit the move back, I don't want to amass a collection before going and I don't drink enough to warrant sending all back to where it came from. I tried Jam Shed and 19 Crimes and between them, one of them gets. IMHO, the worst wine I have ever tasted and the other a close second.. And I have had a terrible tasting wine.

Agree.. But does someone have his email address and can give him a buzz to see.

I didn't know whether to sad or funny emoticon that one. Hope the latter

Most people knew he was bent when they voted him in. For some reason they didn't care then and I doubt they would care now... if they changed their minds about him, I bet that isn't a factor

Bloody typical. Beautiful morning.. forecast was a small chance of rain.. go and buy weedkiller and the moment I step out of the garden centre, it rains... reasonably heavily as well.

I was going to say Lycoming, but thought it would be too much of a "dad joke".

I love this vid: I just saw this today. I have never met the fella, but a long time ago, I was on the end of a little critique of his for some networking code I developed for Linux. I took it in my stride and sorted out the "shortcomings" in my code, which was adopted into I think it was release 0.94 of the kernel. In all honestly, he is a little narcissistic, but in a good way.

The fact it is still on the market means it is overpriced. I follow a few Aussie real estate and commercial real estate sites, and this popped up on those about a month ago. One I am looking at a few "doors down" has been on for a long while@ https://www.realestate.com.au/property-residential+land-nsw-tocumwal-203580220 Any of these properties on for more than a few weeks is overpriced. There is also a new subdivision on the airfield: https://www.realestate.com.au/property-residential+land-nsw-tocumwal-204059628 Geelong is a lovely place. I bought my laptop in Geelong in my last trip and the centre of the city has really been freshened up. I am not sure Octave would want me close to him 😉 And, although Ford has gone, the old factory looks fantastic and has a hotbed of tech startups. Tocumwal gets hot - I have spent many a summer for long times gliding there with my terry-towel hat on. But the heat is, by Melbourne standards, dry and very bearable.. As a young bloke, I much preferred the cold, but as I get older, I enjoy the heat much more. But one of the drawbacks is of course, it is a bloody long way from the coast.

Yes.. I quite like this shed (though a bit out of my league): https://www.realestate.com.au/property-warehouse-nsw-tocumwal-151477276

Or idiots and crazy

Yep.. My point was chains seem expensive compared to here.

I just love how they accuse everyone else of being exactly what they are... Except, they are also hypocrites.